Accidental Benefit Scheme for Registered Workers in West Bengal: Eligibility and ApplicationScheme StatusScheme Status

The “Accidental Benefit” scheme is implemented by the Building and Other Construction Workers Welfare Board, Labour Department, West Bengal. This welfare initiative aims to provide financial assistance to registered construction workers who experience accidents leading to prolonged hospitalization, disability, or death. The scheme supports workers by reimbursing medical expenses, providing a disability benefit, and ensuring a family pension in the event of the death of a pension holder due to an accident.

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Benefits

  • Hospitalization Benefit:
    Up to ₹10,000 is provided if a worker is hospitalized for 5 or more days.
  • Disablement Benefit:
    In case of disablement due to an accident, financial assistance of up to ₹50,000 is provided.
  • Monthly Pension for Permanent Disablement:
    A pension of ₹750 per month is paid to a permanently disabled worker.
  • Family Pension:
    If a pension holder dies, their spouse or nominee receives a family pension of ₹375 per month.

Eligibility

For Registration as a Building/Construction Worker:

  • Must be a resident of West Bengal.
  • Must be engaged in building or construction work.
  • Age must be between 18 and 60 years.
  • Must have engaged in construction work for at least 90 days in a given year.

For Availing the Welfare Scheme:

  • The worker must be a registered member under the Building and Other Construction Workers Welfare Board.
  • The scheme applies to those who are hospitalized for 5 or more days due to an accident or become disabled (permanently or partially) due to an accident.
  • In the event of death, the nominee or spouse of the worker is eligible for the family pension.

Application Process

Offline Submission

Registration as a Building/Construction Worker:

  1. Step 1:
    Request Form-27 from the Assistant Labour Commissioners/Beneficiary Registering Officers.
  2. Step 2:
    Complete the form and attach all mandatory documents (self-attested, if required).
  3. Step 3:
    Submit the form to the Assistant Labour Commissioners/Beneficiary Registering Officers.
  4. Post-Registration:
    Upon successful verification, the worker is issued an identity card and passbook. A registration fee of ₹20 and a yearly subscription fee of ₹30 are collected. Renewal is required annually via Form-27A.

Application for the Welfare Scheme:

  1. Step 1:
    A registered worker requests Form-XXXIV for the accidental benefit from the Assistant Labour Commissioners/Beneficiary Registering Officers.
  2. Step 2:
    Fill in all mandatory fields and attach the required self-attested documents.
  3. Step 3:
    Submit the completed form to the Assistant Labour Commissioners/Beneficiary Registering Officers.
  4. Step 4:
    The application is then forwarded for review, and upon approval, financial assistance is processed.

Helpdesk Contact:

  • Email: [email protected]
  • Phone: 0260-2642374
  • Address:
    Old Circuit House Building,
    Opposite Bal Bhawan, Silvassa,
    Dadra and Nagar Haveli
    Pin: 396230

Documents Required

For Registration as a Building/Construction Worker:

  • Four recent passport-size photographs.
  • Attested copy of Proof of Age.
  • Attested copy of Address Proof.
  • Details of the establishment where the worker is employed.
  • Proof of payment of the registration fee.

For Application of the Welfare Scheme:

  • Medical Certificate (documenting hospitalization and/or disability).
  • Dependent/Heirship Certificate (for family pension claims).
  • Any other documents as required by the Board.

Frequently Asked Questions

  1. What is the age requirement for registration as a beneficiary?
    Applicants must be between 18 and 60 years.
  2. Is there a minimum service requirement?
    Yes, the worker must have engaged in building or construction work for at least 90 days in a given year.
  3. Who can apply for this welfare scheme?
    Registered construction workers under the Building and Other Construction Workers Welfare Board of West Bengal who have experienced prolonged hospitalization (5+ days) or disability due to an accident; in the case of death, the nominee or spouse is eligible.
  4. What happens after a worker is successfully registered?
    An identity card and passbook are issued, with a registration fee of ₹20 and an annual subscription of ₹30 recorded in the passbook. Renewal is required annually.
  5. What is the maximum reimbursement amount for hospitalization?
    Up to ₹10,000.
  6. What is the benefit for disablement due to an accident?
    Up to ₹50,000.
  7. What is the monthly pension for permanent disablement?
    ₹750 per month.
  8. What is the family pension if a pension holder dies?
    ₹375 per month.
  9. Where should the application for the welfare scheme be submitted?
    The application should be submitted to the Assistant Labour Commissioners/Beneficiary Registering Officers.
  10. Can a beneficiary reapply for renewal after cancellation?
    Yes, if the subscription is not renewed, the registration may be cancelled; however, a fresh renewal application can be submitted subsequently.

Sources and References

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