This relief and rehabilitation scheme, implemented by the Ministry of Home Affairs, aims to provide central assistance to displaced families from PoK (Pakistan-occupied Jammu & Kashmir) and Chhamb who have been forced to part with their properties due to war and hostilities. The scheme targets an overall category of 36,384 families, which include:
- Pakistan occupied Jammu & Kashmir 1947 Displaced Persons
- Chhamb 1965 and 1971 (camp/non-camp) Displaced Persons
The assistance is provided as a one-time full and final settlement through the Direct Benefit Transfer (DBT) system. While the Central Government disburses Rs. 5,49,692 per family, the State Government contributes an additional Rs. 308 per family, amounting to a total of Rs. 5,50,000 per displaced family (subject to actuals).
Benefits
- One-Time Settlement:
A comprehensive rehabilitation package worth Rs. 2,000 crore is allocated for the settlement of 36,384 displaced families. - Financial Assistance:
Each eligible family receives a total of Rs. 5,50,000 (Central share of Rs. 5,49,692 plus a State share of Rs. 308) via DBT. - Supplementary Support:
The assistance also includes supplementary financial aid intended to help families start small businesses, or engage in scientific farming, livestock rearing, or other land-based activities. Beneficiaries can also choose to invest the amount in an annuity scheme for sustainable, assured monthly income.
Eligibility
- Target Group:
The claimant (or head of the displaced family) or his/her successor/heir residing within the state must belong to one of the following categories:- Pakistan occupied Jammu & Kashmir 1947 Displaced Persons
- Chhamb 1965 and 1971 (camp/non-camp) Displaced Persons
- Documentation:
The family must possess verifiable documents that prove their displacement from PoK or Chhamb.
Application Process
Offline
- Identification & Verification:
For identifying beneficiaries, the Government of Jammu & Kashmir will require credible, verifiable documents. The state government will verify these documents and recommend the beneficiaries’ names along with a copy of their Aadhaar card and Aadhaar-linked bank account details. - Submission:
The designated officers at the state level compile and forward verified beneficiary details to the Ministry of Home Affairs for processing and subsequent disbursement of the financial assistance via DBT.
Documents Required
- Aadhaar Card.
- Proof of having resided either in PoK or in Chhamb.
- Details of Aadhaar-seeded bank account.
Frequently Asked Questions
- Will the financial assistance under this scheme be provided on an annual basis?
No, it is a one-time full and final settlement. - Can I invest the amount of the financial assistance in an annuity scheme?
Yes, beneficiaries have the option to invest the assistance in an annuity scheme to secure a sustainable monthly income. - What is the total amount of assistance that a displaced family will receive under this scheme?
Each eligible family will receive a total of Rs. 5,50,000. - What would be the mode of payment of the assistance?
The assistance is disbursed through the Direct Benefit Transfer (DBT) method. - Can I opt to receive the financial assistance in cash?
No, the assistance is provided exclusively via DBT. - I have a nuclear family. Am I eligible to apply?
Yes, if your family qualifies under the displacement criteria, you are eligible regardless of family structure. - My family was displaced from Ladakh. Is my family eligible to receive assistance under this scheme?
Eligibility is strictly for families displaced from PoK and Chhamb. - I adopted a child months after I was displaced from Chhamb. Will she be considered as part of the family for the purpose of this scheme?
The scheme’s eligibility is based on documented displacement and ownership of properties lost due to war. Specific inclusion of adopted children would depend on the documentation and prevailing guidelines. - Is the amount of financial assistance subject to the number of members in the family?
No, the amount is fixed at Rs. 5,50,000 per eligible displaced family. - How will my family be identified under this scheme?
Beneficiary identification is based on credible documents proving displacement from PoK or Chhamb, verified by the state government. - How will the government recognize/identify a displaced family?
Identification is done through verifiable documentation such as residence proofs from PoK or Chhamb and related official records. - Is there a deadline to this scheme?
The guidelines and deadlines for application are specified by the Ministry of Home Affairs and the state authorities. Please refer to the official notifications for current deadlines.