Mukhyamantri Anusuchit Jati / Anusuchit Janjati Udyami Yojana: Interest-Free LoansScheme StatusScheme Status

The Mukhyamantri Anusuchit Jati / Anusuchit Janjati Udyami Yojana is a component of the larger Mukhyamantri Udyami Yojana, launched by the Department of Industries, Bihar. The scheme aims to foster entrepreneurship and self-employment among individuals from the Scheduled Castes (SC) and Scheduled Tribes (ST) categories in the state, thereby promoting economic empowerment.

The scheme provides financial support for establishing and operating business ventures, with special provisions for youth empowerment.

Benefits

Substantial Financial Support:

  • Up to ₹10,00,000/- for setting up a business.

  • 50% of the total assistance (up to ₹5,00,000/-) is provided as a non-repayable grant.

  • The remaining 50% (up to ₹5,00,000/-) is offered as an interest-free loan with a nominal 1% interest under specific sub-schemes.
    Skill Development:

  • Mandatory training sessions are provided to enhance entrepreneurial skills and increase business success.

Eligibility

Residency: Must be a permanent resident of Bihar.
Caste: Must belong to the Scheduled Castes (SC) or Scheduled Tribes (ST) category.
Education: Must have completed at least 10+2, Intermediate, ITI, Polytechnic Diploma, or equivalent.
Age: Must be aged between 18 and 50 years.
Business Type: The business must be a proprietorship or partnership firm.

Application Process

Online

  1. Step 1: Visit the official website and click on “Registration/Log in”. Select “Mukhyamantri Udyami Yojana” as “MMUY”.

  2. Step 2: A new page will open. Enter your Aadhaar number and create a password.

  3. Step 3: Click on “Login” after entering the details.

  4. Step 4: Fill in the required details on the registration form.

  5. Step 5: Click on “Submit” to complete the registration process.

Application Steps:

  1. After successful registration, log in to the portal using your Aadhaar number and password.

  2. The application form will appear. Fill in all the required details.

  3. Upload all the necessary documents as specified in the instructions.

  4. Review the application for accuracy.

  5. Click on “Submit” to complete the application.

  6. Download and print the acknowledgment receipt for your records.

Documents Required

Matriculation certificate (showing date of birth).
Intermediate or equivalent passing certificate.
Caste certificate.
Permanent residence certificate.
Disability certificate (if required).
Photograph of the applicant.
Signature of the applicant.

Frequently Asked Questions (FAQs)

Q: What is the “Mukhyamantri Anusoochit Jati / Anusoochit Janajaati Udyami Yojana”?
A: It is a scheme aimed at promoting self-employment and entrepreneurship among Scheduled Castes and Scheduled Tribes in Bihar, with financial assistance for establishing business ventures.

Q: Who launched this scheme?
A: The scheme was launched by the Department of Industries, Bihar.

Q: What financial assistance is provided under this scheme?
A: The scheme provides up to ₹10,00,000/- for setting up a business. 50% is a non-repayable grant and 50% is a loan with 1% interest.

Q: What type of businesses are eligible under this scheme?
A: The scheme is available for any business venture that the applicant seeks to establish, subject to the eligibility criteria.

Q: What is the age limit to apply for this scheme?
A: The applicant must be aged between 18 and 50 years.

Q: Is training provided under this scheme?
A: Yes, mandatory training sessions are provided to enhance entrepreneurial skills.

Q: How can applicants apply for the scheme?
A: Applicants must register on the official portal, fill in the application form, upload the required documents, and submit the application.

Q: Can applicants who have completed skilling training in other government schemes apply?
A: No, candidates who have already completed training under any other government scheme are not eligible.

Sources and References

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