If you ever got confused while checking your PFMS bank balance, trust me you’re not alone. Students waiting for scholarship, farmers waiting for subsidy, or even normal people getting DBT benefits – everyone ends up searching “PFMS bank balance check without OTP” on Google.
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So in this post, I’ll explain in super simple words how to check PFMS bank status, how to track payment, and even how to check by Aadhaar number. Let’s go step by step.
What is PFMS Portal?
PFMS stands for Public Financial Management System. It’s an official govt. portal that handles all direct benefit transfers (DBT). So if you ever got a scholarship, pension, or scheme money directly in your account, chances are – it came through PFMS.
On the PFMS portal, you can:
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Check bank balance linked with Aadhaar.
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Track scholarship payment.
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See PFMS payment status.
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Confirm if DBT subsidy is credited or not.
How to Do PFMS Bank Balance Check Online
The easiest way is through the official portal. Here’s the quick guide 👇
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Visit the PFMS portal.
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Go to Know Your Payment option.
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Enter your bank name + account number.
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Fill the captcha and hit Search.
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If your account is seeded with PFMS, you’ll see the balance or last credit.
That’s it. Simple and fast.
PFMS Bank Balance Check Without OTP
Many people worry about OTP issue. The good thing is – you can actually do PFMS bank balance check without OTP. You only need your account number and bank name. No need to wait for OTP every time. This is why students love it when checking scholarship credits.
PFMS Bank Balance Check by Aadhaar Number
Yes, you can also check using Aadhaar. On the PFMS login page, just select Aadhaar as input option and enter your details. It will show your PFMS bank status if Aadhaar is linked with bank account.
PFMS Bank Balance Check Scholarship
One of the most common uses of PFMS is for scholarship students. Whether it’s NSP scholarship, post matric, or state DBT schemes – payment comes via PFMS.
Steps are same:
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Open PFMS portal.
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Enter your bank details.
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You’ll see the last credited amount under scholarship.
So if you’re waiting for your NSP scholarship, this is the fastest way to know whether money is credited or still under process.
PFMS Payment Status
Sometimes it doesn’t show the balance but instead shows “payment under processing”. That means govt. has released money but bank hasn’t credited it yet. In such case wait 2–3 days.
Common PFMS status messages:
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Payment Success – money credited.
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Under Process – still with bank.
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Transaction Failed – wrong bank account / not linked with Aadhaar.
PFMS Bank Balance Check in Hindi
अगर आप हिंदी में देखना चाहते हैं तो PFMS पोर्टल पर भाषा बदलने का ऑप्शन मिलता है। वहां से PFMS bank balance check in Hindi भी किया जा सकता है। बस बैंक का नाम और अकाउंट नंबर डालना है, और आपकी जानकारी हिंदी में दिख जाएगी।
PFMS Login – Extra Features
Apart from balance check, there’s also PFMS login for registered users (like govt. departments, students with login IDs, etc). Through login you can track detailed reports, scheme-wise payments, etc. But for normal users, just “Know Your Payment” option is enough.
Final Words
So yeah, checking PFMS bank balance is not rocket science. Whether you want PFMS bank balance check scholarship, PFMS bank balance check by Aadhaar number, or PFMS bank balance check without OTP – the process is almost same.
Just keep your bank details handy and check on PFMS portal. It’s free, fast, and honestly more reliable than waiting for SMS from bank.
Hope this guide helps you. If you still face issues, try again late night or early morning when PFMS server is less busy.