Worried about hospital bills? You’re not alone. Medical expenses can seriously burn a hole in your pocket — especially if someone in the family falls sick unexpectedly.
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That’s where the Ayushman Bharat Yojana (PMJAY) steps in. If you’re eligible, you can get free medical treatment up to ₹5 lakh per year, in both govt and private hospitals. And the best part? You don’t even need to pay a single rupee to register.
Here’s how you can apply for the PMJAY Card online through the pmjay.gov.in portal in 2025.
🏥 What is Ayushman Bharat (PMJAY)?
PMJAY (Pradhan Mantri Jan Arogya Yojana) is a health insurance scheme launched by the Government of India. It provides cashless treatment for poor and middle-income families, covering over 1,500+ surgeries, diseases, and treatments — including cancer, heart issues, maternity, and more.
If your family is eligible, you’ll get an Ayushman Bharat card that works just like a health insurance card at empanelled hospitals.
✅ Who is Eligible for PMJAY?
Check these points:
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Your name should be in the SECC 2011 list (Socio-Economic Caste Census)
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OR you must be a ration card holder, or eligible under NFSA
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Families in rural or urban areas with no income tax payers, no government job
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Labourers, small farmers, daily wage earners, street vendors, construction workers, etc.
Not sure if you’re eligible? No problem — I’ll show you how to check that too.
🔍 How to Check Your Name in PMJAY List
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Visit 👉 https://pmjay.gov.in
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Click on “Am I Eligible”
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Enter your mobile number and verify with OTP
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Choose your state & search method (by name, ration card, or mobile)
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If your name appears — congrats! You can proceed to register.
📝 How to Do pmjay.gov.in Registration Online (2025)
Once you find your name in the eligible list, here’s how to apply:
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Go to 👉 https://pmjay.gov.in
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Click on “Beneficiary Login”
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Enter your mobile number to receive OTP
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Fill in basic details like name, Aadhaar, address, family info
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Upload required documents (Aadhaar, ration card, etc.)
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Submit — and wait for approval
Your Ayushman Card will be ready in a few days. You can download it digitally or get a printed copy from nearby CSC or hospital helpdesk.
📄 Documents Required for Ayushman Bharat Registration
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Aadhaar Card
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Ration Card (if applicable)
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Mobile number (linked with Aadhaar)
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Address proof
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Caste certificate (in some cases)
All documents should be clear and up-to-date.
🏥 Where Can You Use Ayushman Card?
You can use it at empanelled hospitals — which includes:
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Government hospitals
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Private hospitals registered under PMJAY
To check the hospital list in your area, go to 👉 https://hospitals.pmjay.gov.in
💡 Pro Tips (From Experience)
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Always keep your Ayushman card and Aadhaar while visiting hospital
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Don’t share OTP or Aadhaar with anyone claiming to “get you the card faster”
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You don’t need to pay anyone — registration is 100% free
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You can also apply via your nearest CSC center if you’re not confident doing it online
Final Thoughts
The PMJAY Ayushman Bharat Yojana is honestly a life-saver — especially for families who don’t have expensive health insurance. If you’re eligible, don’t delay your registration. It can save you lakhs during medical emergencies.
So go ahead, visit pmjay.gov.in, check your eligibility, and register. It barely takes 10–15 minutes but gives your family health security for years.