Santhwana Scheme 2025 – Financial Relief for Returned NRIs from KeralaScheme StatusScheme Status

Santhwana- a flagship distress relief scheme intended to provide time bound financial support to returned emigrant. The scheme can be availed for medical treatments, death assistance, marriage assistance, purchase of physical aids to combat disability etc. The NRK who applies for the Santhwana scheme should have worked abroad for not less than two years. The annual family income of the applicant should not exceed one lakh rupees. A returnee can apply to meet serious medical treatment expenses such as cancer, heart surgery, chronic/serious kidney disease, brain hemorrhage, paralysis, severe disabilities due to various accidents, Death Compensation, Marriage assistance, to buy any aids to overcome the physical disability such as artificial limbs, wheel chairs, crutches etc.

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Who Can Apply for the Santhwana Scheme?

To be eligible for this scheme, applicants must meet the following conditions:

  • ✔️ Must have worked abroad continuously for at least 2 years.

  • ✔️ Annual family income should not exceed ₹1.5 lakh.

  • ✔️ Must apply within 10 years of returning from abroad.

  • ✔️ Applicant must not be residing abroad at the time of application.


💸 Financial Assistance Categories under Santhwana

1. Death Assistance

  • Up to ₹1,00,000 for the family of a deceased expatriate.

2. Medical Assistance

  • Up to ₹50,000 for returned NRKs suffering from:

    • Cancer

    • Heart Surgery

    • Kidney Disease

    • Brain Hemorrhage

    • Paralysis

    • Accident-related disability

3. Marriage Assistance

  • Up to ₹15,000 for daughters’ weddings of economically disadvantaged NRKs.

4. Aid for Disability Equipment

  • Up to ₹10,000 to buy:

    • Wheelchairs

    • Crutches

    • Artificial limbs

    • Other physical aids


📋 Documents Required for Each Type of Assistance

🔹 Medical Assistance

  • Passport

  • Ration Card

  • Income Certificate

  • Medical Certificate & Bills

  • Aadhaar of applicant

  • Relationship Certificate (for dependents)

  • Bank Passbook copy

🔹 Death Assistance

  • Passport

  • Ration Card

  • Income Certificate

  • Death Certificate

  • Aadhaar & ID Proof of applicant

  • Relationship Certificate

  • Non-remarriage & Inheritance Certificates (if required)

  • Bank Passbook copy

🔹 Marriage Assistance

  • Passport

  • Ration Card

  • Income Certificate

  • Marriage Certificate

  • Relationship Certificate

  • Aadhaar of applicant

  • Bank Passbook copy

🔹 Disability Aid

  • Passport

  • Ration Card

  • Income Certificate

  • Disability Certificate from Medical Board

  • Aadhaar of applicant

  • Bank Passbook copy


📝 How to Apply for Santhwana Scheme?

Eligible applicants can submit their application online through the official NORKA-Roots portal:

🌐 Apply at: www.norkaroots.org

⚠️ Note: Additional documents may be requested during the enquiry process. Ensure all submitted documents are valid and match the eligibility criteria to avoid rejection.


🔍 Important Notes

  • Applications are thoroughly verified to ensure benefits reach the truly needy.

  • Any mismatch in documents or eligibility will result in automatic rejection.

  • Financial aid is granted based on merit, urgency, and financial need.

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