Gruha Lakshmi ₹2,000 Apply, Beneficiary List & Status | sevasindhu.karnataka.gov.in

Savitha from Tumkur — head of household in BPL ration card. Her husband passed away two years ago.

A neighbour told her about Gruhalakshmi Yojana — ₹2,000 every month, directly in her bank account.

She applied at the nearest Grama One centre. In 3 weeks — first installment credited.

“ಪ್ರತಿ ತಿಂಗಳು ₹2,000 ಬ್ಯಾಂಕ್ ಖಾತೆಗೆ ಬರುತ್ತದೆ — ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆಯಿಂದ।” (Every month ₹2,000 comes to bank account — from Gruhalakshmi Yojana.)

Gruhalakshmi Yojana (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ) — Karnataka Government’s flagship women welfare scheme. One of the 5 guarantee schemes — launched July 2023. ₹2,000/month DBT to the female head of household in every ration card family across Karnataka.

1.15 crore women already enrolled. 27th installment credit by 10th of each month.


💡 Quick Answer: Apply: Nearest Grama One / Karnataka One / Bangalore One / Bapuji Seva Kendra Status Check: 👉 sevasindhugs.karnataka.gov.in Amount: ₹2,000/month — DBT by 10th of every month Beneficiaries: 1.15 crore women enrolled Helpline: 080-44554455 (Seva Sindhu)


2026 Updates:27th installment — June 2026 — credited by 10th ✅ ₹28,000+ total received by enrolled beneficiaries (14 installments × ₹2,000) ✅ No deadline — applications accepted ongoing ✅ Mahiti Kanaja status check: mahitikanaja.karnataka.gov.in


Gruhalakshmi Yojana — Key Details

Detail Information
Scheme Name ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ (Gruhalakshmi Yojana)
Launch July / August 2023
Amount ₹2,000/month
Payment DBT — by 10th of every month
Who gets it Female head of household in ration card
Portal sevasindhugs.karnataka.gov.in
Beneficiaries 1.15 crore+ enrolled
Part of 5 Guarantee Schemes — Karnataka Govt

Eligibility — ಅರ್ಹತೆ

Condition Requirement
State Karnataka permanent resident
Ration Card Antyodaya (AAP) / BPL / APL card
Position Female head of household as mentioned in ration card
Age 18 years and above
One per family Only one woman per ration card eligible
Government employee Must NOT be govt employee or income taxpayer

Most important: Woman’s name must be listed as head of family (ಕುಟುಂಬದ ಮುಖ್ಯಸ್ಥ) in the ration card. If not listed as head — not eligible.


How to Apply — Application Process

Offline Application (Most Common — Recommended):

Step 1: Visit nearest centre — any one of:

  • Grama One (village level)
  • Karnataka One
  • Bangalore One
  • Bapuji Seva Kendra
  • Nadakacheri

Step 2: Ask for “Gruhalakshmi Yojana Application Form”

Step 3: Fill form — details needed:

  • Aadhaar number of female head
  • Ration card number (Antyodaya/BPL/APL)
  • Bank account details — NPCI-enabled, Aadhaar-linked

Step 4: Submit form + documents

Step 5: Gruhalakshmi Sanction Letter issued → keep it safe

Step 6: First installment credited to bank account within 2-4 weeks


Online Application (Via Seva Sindhu — Agency Login):

Note: Direct citizen login not available on sevasindhugs.karnataka.gov.in — portal is accessible only to Grama One / Karnataka One / Bapuji franchise operators. Citizens must apply offline at above centres.


Documents Required — ದಾಖಲೆಗಳು

Document Details
Aadhaar Card Female head of household
Ration Card Antyodaya / BPL / APL — with woman as head
Bank Passbook NPCI-enabled + Aadhaar-linked account
Passport size photo Recent
Mobile number Active — for OTP and SMS alerts

⚡ Bank account must be Aadhaar-linked and NPCI-enabled for DBT. Check with your bank.


Installment Status Check — Payment Track

Method 1 — Seva Sindhu Guarantee Schemes Portal:

Step 1: 👉 sevasindhugs.karnataka.gov.in

Step 2: “Gruhalakshmi” scheme select karein

Step 3: Aadhaar number ya Application number enter karein

Step 4: “Get Status” → Payment history + installment status


Method 2 — Mahiti Kanaja:

Step 1: 👉 mahitikanaja.karnataka.gov.in

Step 2: Gruhalakshmi Status → Aadhaar / Application ID

Step 3: Installment history + amount details


Method 3 — Check Bank Account:

Payment credited by 10th of every month — check bank SMS or passbook directly.


Status Meanings

Status Kannada Meaning Action
Approved ಅನುಮೋದಿಸಲಾಗಿದೆ ✅ Selected Wait for payment
Payment Processed ಪಾವತಿ ಪ್ರಕ್ರಿಯೆ ✅ Sent to bank Check bank by 10th
Pending ಬಾಕಿ ಇದೆ Verification pending Wait or visit centre
Rejected ತಿರಸ್ಕರಿಸಲಾಗಿದೆ Issue found Visit Grama One for reason

Payment Not Received? — Fix Guide

Issue 1: Bank account not Aadhaar-linked Visit bank branch → Request Aadhaar seeding → 2-3 working days → Payment will process.

Issue 2: NPCI not enabled Visit bank → Request NPCI/DBT activation for your account.

Issue 3: Name mismatch — Aadhaar vs Ration Card Visit Grama One centre → Correction request → Documents resubmit.

Issue 4: Not listed as head in ration card First update ration card → list woman as head → then apply for Gruhalakshmi.

Issue 5: Status shows “Approved” but payment not coming Check bank account Aadhaar seeding. Call helpline 080-44554455.


Gruhalakshmi vs Other 5 Guarantee Schemes

Karnataka’s 5 Guarantee Schemes — Gruhalakshmi is one of:

Scheme Benefit
Gruhalakshmi ₹2,000/month — women head of family
Shakti Free bus travel for women
Yuva Nidhi ₹3,000/month unemployment allowance
Anna Bhagya 10kg free rice per person/month
Gruha Jyothi 200 units free electricity

Official Links

Service Link / Contact
Application/Status sevasindhugs.karnataka.gov.in
Mahiti Kanaja Status mahitikanaja.karnataka.gov.in
Seva Sindhu sevasindhu.karnataka.gov.in
Helpline 080-44554455

Frequently Asked Questions

Gruhalakshmi Yojana ke liye kaun eligible hai? (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಅರ್ಹತೆ) Karnataka resident + Antyodaya/BPL/APL ration card mein female head of household listed honi chahiye + government employee nahi honi chahiye.

Application kahan karein? Nearest Grama One / Karnataka One / Bangalore One / Bapuji Seva Kendra centre par. Online direct citizen apply nahi hota.

Paise kab milenge? Every month — 10th tarikh tak bank account mein credit. Aadhaar-linked NPCI-enabled account mandatory.

Status check kaise karein? (ಸ್ಥಿತಿ ಹೇಗೆ ತಿಳಿಯಬಹುದು?) sevasindhugs.karnataka.gov.in → Gruhalakshmi → Aadhaar / Application number → Get Status. Ya mahitikanaja.karnataka.gov.in.

Kitni installments ho chuki hain? June 2026 tak 27th installment — total ₹54,000 per beneficiary since launch.

Payment nahi aaya — kya karein? Bank mein Aadhaar seeding aur NPCI activation check karein. Helpline: 080-44554455.


Final Note

Savitha — enrolled. Every month ₹2,000 credited by 10th.

“ಪ್ರತಿ ತಿಂಗಳು ₹2,000 ಬ್ಯಾಂಕ್ ಖಾತೆಗೆ ಬರುತ್ತದೆ — ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆಯಿಂದ।” (Every month ₹2,000 comes to bank account — from Gruhalakshmi Yojana.)

Karnataka mein eligible women ke liye:

  1. Ration card mein female head listed hai?
  2. Nearest Grama One jaayein → Form submit karein
  3. Bank account Aadhaar-linked + NPCI — verify karein
  4. Status: sevasindhugs.karnataka.gov.in
  5. Payment: Every month 10th tarikh tak

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