A family searching for AP’s health insurance scheme online finds three different names across different articles — Rajiv Aarogyasri, NTR Vaidya Seva, YSR Aarogyasri — each claiming to be “the” scheme. All three are correct, just from different years. The current, legally operative name as of mid-2026 is Dr. NTR Vaidya Seva, and understanding why the name keeps changing helps you find accurate, current information instead of outdated guides.
Dr. NTR Vaidya Seva — Andhra Pradesh’s flagship health insurance scheme, originally launched in 2007 as Rajiv Aarogyasri. Most recently renamed in July 2024 by the current TDP government. Provides ₹25 lakh annual family floater coverage for cashless treatment of serious illnesses at empanelled government and private hospitals.
Managed by: Dr. NTR Vaidya Seva Trust (also referred to as the Aarogyasri Health Care Trust) Official Portal: drntrvaidyaseva.ap.gov.in
Quick Answer: Coverage: ₹25 lakh/year per family (floater) Procedures covered: 3,250+ medical treatments across 31+ specialities Eligibility: White Ration Card holders, or income below ₹5 lakh + other asset criteria At hospital: Show your Aarogyasri Health Card + Aadhaar at the Aarogya Mithra/Vaidya Mitra desk Helpline: 104 (PAN India health helpline)
⭐ Why the Name Keeps Changing — Full History
If you’ve seen different names in different articles, here’s why — all refer to the same underlying scheme:
| Year | Name | Government |
|---|---|---|
| 2007 | Rajiv Aarogyasri | YSR (Congress) — original launch |
| 2014 | NTR Vaidya Seva / NTR Aarogya Seva | TDP |
| 2019 | Dr. YSR Aarogyasri | YSRCP |
| July 2024 | Dr. NTR Vaidya Seva | TDP (current) ✅ |
Each new government has renamed the scheme to reflect its preferred branding — but the core purpose (cashless health coverage for low-income families) has remained consistent throughout. If you find an article citing “₹5 lakh” coverage, it’s almost certainly describing a pre-2024 version of this scheme — coverage was substantially increased alongside the most recent renaming.
⭐ Not the Same as Telangana’s Scheme
A related but separate point of confusion: Telangana has its own version of this scheme too — called Rajiv Aarogyasri, with ₹10 lakh coverage. That’s a different state’s programme with a different portal. See our Telangana Aarogyasri guide if that’s what you’re looking for.
Eligibility
Automatically eligible:
- White Ration Card (Rice Card) holders
- Holders of YSR Pension Kanuka card
- Jagananna Vidya Deevena cardholders
- Jagananna Vasathi Deevena cardholders
Other families — must meet ALL of these:
| Criteria | Limit |
|---|---|
| Land holding | Less than 12 acres wet land OR less than 35 acres dry land OR combined total under 35 acres |
| Annual income | ₹5 lakh or below |
| Income tax filers | Eligible only if annual income is ≤ ₹5 lakh |
| Government employees | Not eligible (except non-permanent/outsourced/contract staff under the income limit) |
| Property tax payers | Eligible only if residence is under 3,000 sq.ft |
| Vehicle ownership | Maximum one personal car |
Coverage extends to the entire registered family under one ₹25 lakh floater limit — no need for separate policies per family member.
Health Card Download
Step 1: Visit drntrvaidyaseva.ap.gov.in
Step 2: Look for “Health Card Download” or similar section
Step 3: Log in or enter your Ration Card/Aadhaar number as prompted
Step 4: View and download/print your Aarogyasri Health Card
No physical card on hand? You can still get treatment — just provide your registered mobile number or Aadhaar to the Vaidya Mitra at the hospital desk; they can verify your eligibility directly in the system. Taking a photo of your card on your phone is also a practical backup.
Using the Card at a Hospital
Step 1: Visit any empanelled hospital (government or approved private)
Step 2: Approach the Aarogya Mithra / Vaidya Mitra desk
Step 3: Present your Health Card (or card number/Aadhaar) for verification
Step 4: For planned surgeries, the hospital seeks pre-authorization from the Trust before proceeding
Step 5: Treatment proceeds cashlessly — including pre-hospitalisation diagnostics, the procedure itself, and post-discharge follow-up
Step 6: Transport and food expenses for the patient and one accompanying person are also reimbursed under the scheme — a detail many beneficiaries don’t realise applies to them
What’s Covered
| Category | Detail |
|---|---|
| Total procedures | 3,250+ treatments across 31+ specialities |
| Pre-existing conditions | Covered — unlike most private insurance |
| Cashless period | From admission through 10 days post-discharge |
| Follow-up therapy | Covered for up to 30 days after discharge where applicable |
| Major specialities | Cardiology, nephrology, oncology, neurosurgery, organ transplants, orthopaedics, burns/trauma, and more |
| Network | Government hospitals + empanelled private hospitals, including super-speciality centres in Hyderabad, Chennai, and Bengaluru for procedures unavailable locally |
Common Problems + Fix
“Confused by different scheme names across articles”: Rajiv Aarogyasri, NTR Vaidya Seva, Dr. YSR Aarogyasri, and Dr. NTR Vaidya Seva are all the same scheme at different points in time. Use “Dr. NTR Vaidya Seva” as the current correct name for AP as of mid-2026.
“Hospital asking for payment for medicines despite having the card”: Coverage applies to procedures and treatments specifically listed under the scheme. If you believe a charge is incorrect for a covered procedure, contact the Aarogyasri Trust directly through the helpline rather than paying upfront.
“Don’t have property documents to prove land holding eligibility”: If you hold a White Ration Card, YSR Pension Kanuka, Jagananna Vidya Deevena, or Jagananna Vasathi Deevena card, you’re automatically eligible regardless of the detailed land/income criteria.
“Card lost — need treatment urgently”: Provide your Aadhaar number or registered mobile number to the hospital’s Vaidya Mitra desk; eligibility can be verified directly without the physical card.
“Hospital demanding extra money for a major surgery”: This shouldn’t happen for genuinely covered procedures. Contact the Aarogyasri Trust grievance helpline immediately with the hospital name and details.
FAQ
What is the current name of AP’s health insurance scheme? Dr. NTR Vaidya Seva, as renamed in July 2024 by the current government. It was previously called Dr. YSR Aarogyasri, NTR Vaidya Seva, and originally Rajiv Aarogyasri.
How much coverage does Dr. NTR Vaidya Seva provide? ₹25 lakh per family per year, as a floater covering the entire registered household.
Is Dr. NTR Vaidya Seva the same as Telangana’s Aarogyasri? No — they’re separate state schemes. Telangana’s version (Rajiv Aarogyasri) provides ₹10 lakh coverage through a different portal.
Am I automatically eligible if I have a White Ration Card? Yes — White Ration Card holders are automatically eligible, without needing to separately verify income or land-holding criteria.
How do I download my health card? Visit drntrvaidyaseva.ap.gov.in, navigate to the health card download section, and log in with your registered Ration Card/Aadhaar details.
Does the scheme cover pre-existing conditions? Yes — unlike most private health insurance, pre-existing conditions are covered under this scheme.
Official Links
| Purpose | Link |
|---|---|
| Dr. NTR Vaidya Seva Portal | drntrvaidyaseva.ap.gov.in |
| Helpline | 104 |
| Trust Address | Aarogyasri Health Care Trust, Mangalagiri, Guntur District |
Names change with each government, but the underlying promise — cashless treatment for serious illness, without a family going into debt — has remained the throughline since 2007, regardless of which name appears on the card.
If you’re an AP resident researching this scheme, search using the current name “Dr. NTR Vaidya Seva” for the most up-to-date information, and check your automatic eligibility through any existing Ration Card, Vidya Deevena, or Vasathi Deevena card before assuming you need to go through the full income/land verification process.
Related Articles: