Savitha from Tumkur — head of household in BPL ration card. Her husband passed away two years ago.
A neighbour told her about Gruhalakshmi Yojana — ₹2,000 every month, directly in her bank account.
She applied at the nearest Grama One centre. In 3 weeks — first installment credited.
“ಪ್ರತಿ ತಿಂಗಳು ₹2,000 ಬ್ಯಾಂಕ್ ಖಾತೆಗೆ ಬರುತ್ತದೆ — ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆಯಿಂದ।” (Every month ₹2,000 comes to bank account — from Gruhalakshmi Yojana.)
Gruhalakshmi Yojana (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ) — Karnataka Government’s flagship women welfare scheme. One of the 5 guarantee schemes — launched July 2023. ₹2,000/month DBT to the female head of household in every ration card family across Karnataka.
1.15 crore women already enrolled. 27th installment credit by 10th of each month.
💡 Quick Answer: Apply: Nearest Grama One / Karnataka One / Bangalore One / Bapuji Seva Kendra Status Check: 👉 sevasindhugs.karnataka.gov.in Amount: ₹2,000/month — DBT by 10th of every month Beneficiaries: 1.15 crore women enrolled Helpline: 080-44554455 (Seva Sindhu)
⚡ 2026 Updates: ✅ 27th installment — June 2026 — credited by 10th ✅ ₹28,000+ total received by enrolled beneficiaries (14 installments × ₹2,000) ✅ No deadline — applications accepted ongoing ✅ Mahiti Kanaja status check: mahitikanaja.karnataka.gov.in
Gruhalakshmi Yojana — Key Details
| Detail | Information |
|---|---|
| Scheme Name | ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ (Gruhalakshmi Yojana) |
| Launch | July / August 2023 |
| Amount | ₹2,000/month |
| Payment | DBT — by 10th of every month |
| Who gets it | Female head of household in ration card |
| Portal | sevasindhugs.karnataka.gov.in |
| Beneficiaries | 1.15 crore+ enrolled |
| Part of | 5 Guarantee Schemes — Karnataka Govt |
Eligibility — ಅರ್ಹತೆ
| Condition | Requirement |
|---|---|
| State | Karnataka permanent resident |
| Ration Card | Antyodaya (AAP) / BPL / APL card |
| Position | Female head of household as mentioned in ration card |
| Age | 18 years and above |
| One per family | Only one woman per ration card eligible |
| Government employee | Must NOT be govt employee or income taxpayer |
⚡ Most important: Woman’s name must be listed as head of family (ಕುಟುಂಬದ ಮುಖ್ಯಸ್ಥ) in the ration card. If not listed as head — not eligible.
How to Apply — Application Process
Offline Application (Most Common — Recommended):
Step 1: Visit nearest centre — any one of:
- Grama One (village level)
- Karnataka One
- Bangalore One
- Bapuji Seva Kendra
- Nadakacheri
Step 2: Ask for “Gruhalakshmi Yojana Application Form”
Step 3: Fill form — details needed:
- Aadhaar number of female head
- Ration card number (Antyodaya/BPL/APL)
- Bank account details — NPCI-enabled, Aadhaar-linked
Step 4: Submit form + documents
Step 5: Gruhalakshmi Sanction Letter issued → keep it safe
Step 6: First installment credited to bank account within 2-4 weeks
Online Application (Via Seva Sindhu — Agency Login):
⚡ Note: Direct citizen login not available on sevasindhugs.karnataka.gov.in — portal is accessible only to Grama One / Karnataka One / Bapuji franchise operators. Citizens must apply offline at above centres.
Documents Required — ದಾಖಲೆಗಳು
| Document | Details |
|---|---|
| Aadhaar Card | Female head of household |
| Ration Card | Antyodaya / BPL / APL — with woman as head |
| Bank Passbook | NPCI-enabled + Aadhaar-linked account |
| Passport size photo | Recent |
| Mobile number | Active — for OTP and SMS alerts |
⚡ Bank account must be Aadhaar-linked and NPCI-enabled for DBT. Check with your bank.
Installment Status Check — Payment Track
Method 1 — Seva Sindhu Guarantee Schemes Portal:
Step 1: 👉 sevasindhugs.karnataka.gov.in
Step 2: “Gruhalakshmi” scheme select karein
Step 3: Aadhaar number ya Application number enter karein
Step 4: “Get Status” → Payment history + installment status
Method 2 — Mahiti Kanaja:
Step 1: 👉 mahitikanaja.karnataka.gov.in
Step 2: Gruhalakshmi Status → Aadhaar / Application ID
Step 3: Installment history + amount details
Method 3 — Check Bank Account:
Payment credited by 10th of every month — check bank SMS or passbook directly.
Status Meanings
| Status | Kannada | Meaning | Action |
|---|---|---|---|
| Approved | ಅನುಮೋದಿಸಲಾಗಿದೆ | ✅ Selected | Wait for payment |
| Payment Processed | ಪಾವತಿ ಪ್ರಕ್ರಿಯೆ | ✅ Sent to bank | Check bank by 10th |
| Pending | ಬಾಕಿ ಇದೆ | Verification pending | Wait or visit centre |
| Rejected | ತಿರಸ್ಕರಿಸಲಾಗಿದೆ | Issue found | Visit Grama One for reason |
Payment Not Received? — Fix Guide
Issue 1: Bank account not Aadhaar-linked Visit bank branch → Request Aadhaar seeding → 2-3 working days → Payment will process.
Issue 2: NPCI not enabled Visit bank → Request NPCI/DBT activation for your account.
Issue 3: Name mismatch — Aadhaar vs Ration Card Visit Grama One centre → Correction request → Documents resubmit.
Issue 4: Not listed as head in ration card First update ration card → list woman as head → then apply for Gruhalakshmi.
Issue 5: Status shows “Approved” but payment not coming Check bank account Aadhaar seeding. Call helpline 080-44554455.
Gruhalakshmi vs Other 5 Guarantee Schemes
Karnataka’s 5 Guarantee Schemes — Gruhalakshmi is one of:
| Scheme | Benefit |
|---|---|
| Gruhalakshmi | ₹2,000/month — women head of family |
| Shakti | Free bus travel for women |
| Yuva Nidhi | ₹3,000/month unemployment allowance |
| Anna Bhagya | 10kg free rice per person/month |
| Gruha Jyothi | 200 units free electricity |
Official Links
| Service | Link / Contact |
|---|---|
| Application/Status | sevasindhugs.karnataka.gov.in |
| Mahiti Kanaja Status | mahitikanaja.karnataka.gov.in |
| Seva Sindhu | sevasindhu.karnataka.gov.in |
| Helpline | 080-44554455 |
Frequently Asked Questions
Gruhalakshmi Yojana ke liye kaun eligible hai? (ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆ ಅರ್ಹತೆ) Karnataka resident + Antyodaya/BPL/APL ration card mein female head of household listed honi chahiye + government employee nahi honi chahiye.
Application kahan karein? Nearest Grama One / Karnataka One / Bangalore One / Bapuji Seva Kendra centre par. Online direct citizen apply nahi hota.
Paise kab milenge? Every month — 10th tarikh tak bank account mein credit. Aadhaar-linked NPCI-enabled account mandatory.
Status check kaise karein? (ಸ್ಥಿತಿ ಹೇಗೆ ತಿಳಿಯಬಹುದು?) sevasindhugs.karnataka.gov.in → Gruhalakshmi → Aadhaar / Application number → Get Status. Ya mahitikanaja.karnataka.gov.in.
Kitni installments ho chuki hain? June 2026 tak 27th installment — total ₹54,000 per beneficiary since launch.
Payment nahi aaya — kya karein? Bank mein Aadhaar seeding aur NPCI activation check karein. Helpline: 080-44554455.
Final Note
Savitha — enrolled. Every month ₹2,000 credited by 10th.
“ಪ್ರತಿ ತಿಂಗಳು ₹2,000 ಬ್ಯಾಂಕ್ ಖಾತೆಗೆ ಬರುತ್ತದೆ — ಗೃಹಲಕ್ಷ್ಮಿ ಯೋಜನೆಯಿಂದ।” (Every month ₹2,000 comes to bank account — from Gruhalakshmi Yojana.)
Karnataka mein eligible women ke liye:
- Ration card mein female head listed hai?
- Nearest Grama One jaayein → Form submit karein
- Bank account Aadhaar-linked + NPCI — verify karein
- Status: sevasindhugs.karnataka.gov.in
- Payment: Every month 10th tarikh tak
