Sunita Pradhan from Keonjhar district used her fourth installment — ₹5,000 received on March 8, 2026, International Women’s Day — to restock her small grocery shop. Now she is waiting for the fifth installment, expected around Raksha Bandhan in August.
Subhadra Yojana 2026 (ସୁଭଦ୍ରା ଯୋଜନା) — Odisha’s largest women welfare scheme, launched by PM Narendra Modi on September 17, 2024. Every eligible woman aged 21–60 receives ₹10,000 per year — two installments of ₹5,000 each — directly in her Aadhaar-linked bank account via DBT. Over 1 crore women across all 30 districts are beneficiaries. Total over 5 years: ₹50,000 per woman. Budget: ₹55,825 crore (2024–2029).
Official Portal: subhadra.odisha.gov.in | Helpline: 14678
Quick Answer: ₹5,000 twice a year — on Raksha Bandhan (August) + International Women’s Day (March 8) 4th installment: Released March 8, 2026 ✅ 5th installment: Expected August 2026 (Raksha Bandhan) — exact date to be announced Action needed now: Complete Face eKYC + confirm NPCI bank seeding before August Status check: Detailed status check & NPCI fix guide here
5th Installment — When Will It Arrive?
Expected: August 2026, around Raksha Bandhan
The Odisha government has consistently followed two fixed disbursement dates per year:
| Installment cycle | Occasion | Typical timing |
|---|---|---|
| August installment | Raksha Bandhan (Rakhi Purnima) | Early-mid August |
| March installment | International Women’s Day | March 8 |
No official 5th installment date has been announced yet. When announced, it will appear on subhadra.odisha.gov.in and beneficiaries will receive an SMS. What to do before August: Complete Face eKYC and verify your NPCI bank seeding — if either is incomplete, payment will fail regardless of your approved status.
Full Installment History
| Phase | Date | Amount | Beneficiaries |
|---|---|---|---|
| 1st (Launch) | September 17, 2024 | ₹5,000 | 25 lakh |
| 2nd | October 9, 2024 | ₹5,000 | 39 lakh |
| 3rd | November 24, 2024 | ₹5,000 | 20 lakh |
| 4th (Catch-up) | February 8, 2025 | ₹5,000 | 18 lakh |
| 5th | March 8, 2025 | ₹5,000 | 1.85 lakh (remaining) |
| 6th (Catch-up) | April 24, 2025 | ₹10,000 | 1.7 lakh (missed earlier) |
| Raksha Bandhan | August 9, 2025 | ₹5,000 | ~1 crore |
| 4th annual | March 8, 2026 | ₹5,000 | ~1 crore ✅ |
| 5th annual | August 2026 (expected) | ₹5,000 | ~1 crore |
Total distributed so far: Over ₹2,146 crore to 1 crore+ women across Odisha.
Eligibility — Who Can Apply?
Eligible:
- Woman who is a permanent resident of Odisha
- Age: 21 to 60 years (as on April 1 of the application year)
- Family annual income: below ₹2.5 lakh
- Holds an NFSA or SFSS ration card (or income certificate if no ration card)
- Has an Aadhaar-linked, single-holder bank account
- Only one woman per family is eligible
- Unmarried women are also eligible (confirmed under 2026 guidelines), provided all other criteria are met
Not eligible:
- Government employees (central or state)
- Income tax payers
- Women receiving pension above ₹1,500/month from any government scheme
- Women receiving scholarship above ₹18,000/year
- Family members of elected representatives (MP, MLA, etc.)
Documents Required
| Document | Notes |
|---|---|
| Aadhaar Card | Mandatory — mobile number must be linked |
| Bank Passbook | Single-holder, Aadhaar-linked, DBT-enabled |
| NFSA/SFSS Ration Card | Or Income Certificate if no ration card |
| Residence Proof | If Aadhaar address differs from current address |
Subhadra Debit Card: Every approved beneficiary receives a dedicated ATM-cum-debit card for this scheme. The card can be used for purchases and digital transactions. The top 100 women in each Gram Panchayat/Urban Local Body who make the most digital transactions using this card earn an extra ₹500 bonus per year.
How to Apply
2026-27 registration window (April 1–30, 2026) has closed. New applications may open in 2027. Watch subhadra.odisha.gov.in for announcements.
When registration opens — Offline Process (suitable for most women):
Step 1: Collect the application form free of cost from any of these locations — Anganwadi Centre, Block Office, Mo Seva Kendra, or Common Service Centre (CSC)
Step 2: Fill the form carefully — name must match Aadhaar exactly
Step 3: Submit the filled form at the nearest Mo Seva Kendra or CSC along with all required documents
Step 4: Receive your Application/Reference Number — save this securely, it is required for all future status checks
Step 5: Complete Face eKYC via the Subhadra App or at a CSC (see below)
Step 6: Track status at subhadra.odisha.gov.in → Full status check guide here
Online process: Requires a certified CSC/Digital Seva Connect login ID — citizens cannot apply directly online without CSC operator assistance.
⭐ Face eKYC — Mandatory for 2026 Installments
Face Authentication eKYC is now mandatory for receiving any 2026 installment. Without completing it, your payment will be held even if your application is approved.
Method 1 — Subhadra Mobile App (recommended):
Step 1: Download “Subhadra Mobile App” from Google Play Store
Step 2: Open the app → select “e-KYC” or “Face Authentication”
Step 3: Enter your Aadhaar number
Step 4: Allow camera access → follow face scanning instructions
Step 5: Face matched → eKYC complete — confirmation message appears
Method 2 — CSC / Mo Seva Kendra (if app is not working or no smartphone):
Step 1: Visit the nearest CSC or Mo Seva Kendra
Step 2: Carry your Aadhaar card and registered mobile number
Step 3: Ask the operator to complete Subhadra Yojana eKYC
Step 4: Operator completes biometric/OTP verification
Step 5: Collect the acknowledgement receipt
Method 3 — OTP-based online:
Step 1: Visit subhadra.odisha.gov.in → eKYC section
Step 2: Enter Aadhaar + registered mobile OTP
Step 3: Verify and submit
Important: After completing eKYC by any method, check your status on the portal within 3–5 days to confirm it is updated as “eKYC Complete.” If not, contact 14678.
NPCI / Bank Account — Quick Check
This is the single most common reason for payment failure — even for fully approved, eKYC-completed beneficiaries. If your bank account is not NPCI-mapped (Aadhaar-seeded for DBT), the payment will be returned.
Your bank account must be:
- Single-holder (only your name)
- Aadhaar-linked
- DBT-enabled (NPCI mapped)
- Active (not dormant)
How to check if your account has an issue: subhadra.odisha.gov.in → “Bank A/c Activation or Updation Needed List” → search your name
If your name appears in this list: Visit your bank immediately with Aadhaar original + photocopy + passbook. Ask the bank to complete Aadhaar seeding/NPCI mapping for DBT. Processing takes 2–7 working days. For the complete step-by-step bank visit guide and NPCI fix process, see the detailed status check & NPCI fix guide.
Rejected? Common Reasons and Fix
| Reason | Fix |
|---|---|
| Aadhaar not linked to bank | Visit bank for Aadhaar seeding |
| Duplicate application | Only one application allowed per family |
| Age not eligible | Must be 21–60 as on April 1 |
| Income above ₹2.5 lakh | Not eligible under current criteria |
| eKYC incomplete | Complete Face eKYC via Subhadra App or CSC |
| Name mismatch (Aadhaar vs form) | Aadhaar information is treated as final — correct the form to match |
| Already receiving another scheme above threshold | Check eligibility — may need to opt out of the conflicting scheme |
After fixing the issue, re-apply at the nearest Mo Seva Kendra or CSC with original documents and correction proof. For detailed MIS error codes (101-105), see the status check guide.
⭐ Subhadra Plus — 10 New Sub-Schemes
The Odisha government has expanded the Subhadra Yojana framework through Subhadra Plus — 10 new dedicated initiatives focusing on different areas of women’s development:
| Sub-scheme | Focus Area |
|---|---|
| Kishori Subhadra | Adolescent girls — health, education, overall development |
| Subhadra Suraksha | Safety and security of women |
| Subhadra Shiksha | Education access and support |
| Subhadra Swasthya | Health and medical support |
| Subhadra Kaushal | Skill development and livelihood training |
| Subhadra Udyog | Entrepreneurship and self-employment |
| Subhadra Grih | Housing support |
| Subhadra Samarthya | Empowerment and capacity building |
| Subhadra Samman | Recognition and social dignity |
| Subhadra Sahay | Emergency assistance and relief |
These are announced components — implementation timelines and registration processes will appear on subhadra.odisha.gov.in as they roll out.
FAQ
When is the 5th Subhadra Yojana installment expected? August 2026, around Raksha Bandhan — consistent with the scheme’s established pattern of August (Raksha Bandhan) and March 8 (International Women’s Day) disbursements.
Can unmarried women apply for Subhadra Yojana? Yes — under the 2026 guidelines, unmarried women are eligible if they meet all other criteria (age 21-60, Odisha resident, income below ₹2.5 lakh).
What is the Subhadra Debit Card? A dedicated ATM-cum-debit card issued to every approved beneficiary. It can be used for purchases and digital transactions. The top 100 women per GP/ULB by digital transaction volume earn an additional ₹500 bonus per year.
Is Face eKYC mandatory for receiving 2026 payments? Yes — without completing Face Authentication eKYC, your installment will be held even if your application status shows “Approved.”
How do I check my status and fix NPCI issues? See our dedicated Subhadra Yojana Status Check & NPCI Fix Guide for detailed steps, error codes, and bank visit process.
Can I apply now (June 2026)? The 2026-27 registration window (April 1–30) has closed. New applications are expected to open in 2027, though extensions or additional windows may be announced — watch subhadra.odisha.gov.in.
What is Subhadra Plus? An expansion of the Subhadra Yojana framework with 10 new sub-schemes covering adolescent girls, safety, education, health, skills, entrepreneurship, housing, empowerment, recognition, and emergency assistance.
Helpline number? 14678 — official Subhadra Yojana helpline. Alternatively, visit the nearest Mo Seva Kendra or Block Office.
Official Links
| Purpose | Link |
|---|---|
| Subhadra Yojana Portal | subhadra.odisha.gov.in |
| Status Check & NPCI Fix | Detailed guide |
| Face eKYC Guide | eKYC steps |
| Subhadra App | “Subhadra Mobile App” — Google Play Store |
| Helpline | 14678 |
Sunita Pradhan’s fifth installment will arrive in August. Until then, she has already confirmed her eKYC status — complete. Bank account NPCI-linked — confirmed.
If you are an eligible Odisha woman and haven’t completed eKYC yet, do it now — not after the installment date. And if you missed the April 2026 registration window, watch the official portal for any announced extension or the next registration cycle.
Related Articles: