A property owner from Vijayawada had not paid property tax for 2 years. She was worried about the accumulated interest.
She checked cdma.ap.gov.in — found the 50% interest waiver scheme for arrears.
Paid the principal + half the interest in one shot. Saved thousands on penalty.
Receipt downloaded instantly.
“ఆన్లైన్లో చెల్లించాను — జరిమానా సగానికి తగ్గింది।” (Paid online — penalty reduced to half.)
CDMA (Commissioner and Director of Municipal Administration) — Andhra Pradesh Government’s apex body for urban local bodies. Property tax for all municipalities, corporations, and nagar panchayats across AP — managed through cdma.ap.gov.in.
💡 Quick Answer: CDMA AP Portal: 👉 cdma.ap.gov.in Direct Payment: 👉 cdma.ap.gov.in/en/ptpayments Need: Assessment Number / PTIN / Owner Name / Door Number Helpline: 1800-425-2440 (CDMA AP Toll Free)
⚡ 2026 Key Updates: ✅ 50% interest waiver on arrears — verify current status at cdma.ap.gov.in ✅ CFMS payment gateway — secure AP Government payment system ✅ Property Tax Auto Calculator — estimate tax before paying ✅ 120+ ULBs covered — all districts of AP
CDMA Full Form — What Is It?
CDMA = Commissioner and Director of Municipal Administration
This is the government department that oversees:
- All Urban Local Bodies (ULBs) in Andhra Pradesh
- Municipalities, Municipal Corporations, Nagar Panchayats
- Property tax collection, water tax, trade licenses — all municipal services
cdma.ap.gov.in is the single portal for all AP citizens to pay property tax — regardless of which city or town they live in.
PTIN vs Assessment Number — Critical Difference
Most confusing aspect — competitors don’t explain this:
| Assessment Number | PTIN | Old Assessment Number | |
|---|---|---|---|
| Full Form | Property Assessment Number | Property Tax Identification Number | Previous system number |
| When assigned | Current ULB assessment | New CDMA digitized system | Old manual records |
| Use on portal | Primary search | Alternative search | For older properties |
⚡ Use whichever you have — all three work on cdma.ap.gov.in. If none known → search by Owner Name or Door Number.
DCB — What Is It?
DCB = Demand Collection Balance
On the CDMA portal — after entering your property details — you get 2 options:
| Option | What It Shows |
|---|---|
| Pay Tax | Direct payment → proceed to pay |
| View DCB | Demand (what you owe) + Collection (what you paid) + Balance (remaining) — full ledger |
⚡ Always View DCB first — check if any old dues are pending before paying. This prevents partial payments and future complications.
How to Pay AP Property Tax Online — Step by Step
Step 1: 👉 cdma.ap.gov.in
Step 2: Homepage → “Online Payments” → “Property Tax”
Or direct link: 👉 cdma.ap.gov.in/en/ptpayments
Step 3: Select:
- District (జిల్లా) — your district
- Corporation / Municipality / NP — your ULB
Step 4: Click “Submit”
Step 5: Search your property — enter any ONE:
- Assessment Number (అసెస్మెంట్ నంబర్)
- Old Assessment Number
- PTIN
- Owner Name (యజమాని పేరు)
- Door Number (ఇంటి నంబర్)
Step 6: Click “Search”
Step 7: Property details appear → Select “Pay Tax” or “View DCB”
Step 8: Review property details + net payable amount
Step 9: Enter amount in “Balance Amount” field
Step 10: Check CFMS Payment Gateway + Terms & Conditions → Click “Pay Online”
Step 11: Select payment mode:
- Credit/Debit Card
- Net Banking
- UPI (GPay, PhonePe, Paytm)
Step 12: Payment complete → Download/Print Receipt immediately
Assessment Number — How to Find It
| Source | Where to Look |
|---|---|
| Previous receipt | Printed on old property tax receipt |
| Property documents | Some sale deeds have it |
| CDMA Portal search | Owner Name or Door Number search |
| Municipal office | Visit ULB office with property details |
ARV Calculation — How AP Property Tax Is Calculated
AP uses Annual Rental Value (ARV) method:
Property Tax = ARV × Applicable Tax Rate
Tax Rates:
- Residential: 0.1% to 0.5% of ARV (based on property value)
- Commercial: 30% of ARV
- Annual Rental Value (ARV): Based on location, property type, construction quality
Exemption:
- Residential property with ARV ≤ ₹600 per year → Exempt from property tax
Use CDMA’s built-in calculator: cdma.ap.gov.in → “Property Tax Auto Calculator” → Enter property details → Get estimate
Receipt Download — How to Get It
After Payment (Immediately):
Payment success page → “Download Receipt” → PDF save करें
Later (Re-download):
Step 1: cdma.ap.gov.in → Online Services → “Online Services”
Step 2: Select “Property Tax Receipt” or “Download Proceedings”
Step 3: Enter Assessment Number + Date → Search → Download
Arrears Waiver — Interest Relief Scheme
50% interest waiver on AP property tax arrears — announced for clearing old dues.
How it works:
- Pay full principal amount + 50% of total interest in one payment
- Remaining 50% interest — waived
- No extension planned — verify current status at cdma.ap.gov.in
Steps to avail: cdma.ap.gov.in → Online Payments → Property Tax → Select ULB → View DCB → Check arrears → Pay with waiver applied
⚡ Verify current scheme status at cdma.ap.gov.in — schemes have limited validity.
AP Online / e-Seva Centers — Offline Payment
If online payment is difficult:
AP Online Centers and e-Seva Centers across AP offer:
- Property tax payment with assistance
- Receipt printout
- PTIN search help
Find nearest center: aponline.gov.in → Service Center Locator
Know Your Dues — Without Login
Check property tax dues without paying:
cdma.ap.gov.in → “Know Your Dues” → Select District + ULB → Enter property details → View outstanding amount
Self Assessment System
AP’s Self Assessment System allows property owners to:
- Verify their property details online
- Revise property information if incorrect
- Update construction/usage changes
cdma.ap.gov.in → Online Services → “Self Assessment”
⚡ If your property details are wrong on portal — use Self Assessment to correct before paying.
Services on CDMA AP Portal
| Service | Use |
|---|---|
| Property Tax Payment | Pay current + arrears |
| Know Your Dues | Check outstanding without paying |
| View DCB | Full demand-collection-balance ledger |
| Property Tax Auto Calculator | Estimate tax amount |
| Self Assessment | Verify/revise property details |
| Mutation | Transfer ownership after sale |
| Receipt Download | Reprint old receipts |
| Water Tap / Trade License | Other municipal services |
Common Issues and Solutions
Issue 1: Property not found Try different search options — Door Number or Owner Name instead of Assessment Number. Ensure correct ULB selected — municipality/corporation name matters.
Issue 2: Wrong property details showing Use Self Assessment to correct. Or visit ULB office with sale deed.
Issue 3: Payment done but receipt not downloaded cdma.ap.gov.in → Online Services → Receipt → Assessment Number + Date → Download.
Issue 4: Old assessment number not working Try PTIN or Owner Name search. Or visit ULB office for updated number.
Issue 5: CFMS payment gateway error Try different browser. Morning hours 9-11 AM best. Clear cache + retry.
Official Links
| Service | Link / Contact |
|---|---|
| CDMA AP Main Portal | cdma.ap.gov.in |
| Direct Property Tax Payment | cdma.ap.gov.in/en/ptpayments |
| AP Online (e-Seva) | aponline.gov.in |
| CDMA Helpline | 1800-425-2440 (Toll Free) |
Frequently Asked Questions
CDMA AP property tax online kaise pay karein? (సీడీఎంఏ ఆస్తి పన్ను) cdma.ap.gov.in → Online Payments → Property Tax → District + ULB select → Assessment Number / Owner Name → Search → Pay Tax → CFMS gateway → UPI/Card → Receipt download.
CDMA ka full form kya hai? Commissioner and Director of Municipal Administration — AP Government ka urban local bodies management department.
Assessment Number aur PTIN mein kya fark hai? Assessment Number = current system ID. PTIN = Property Tax Identification Number in digitized CDMA system. Dono portal par use ho sakte hain.
DCB kya hota hai? Demand Collection Balance — aapki property ka pura tax ledger. View DCB se pata chalta hai kitna baka hai aur kitna pay ho chuka hai.
50% interest waiver kaise milega? cdma.ap.gov.in → Property Tax → View DCB → Arrears check → Pay principal + 50% interest. Current scheme validity portal par verify karein.
ARV se property tax kaise calculate hota hai? Annual Rental Value × Tax Rate. Residential 0.1-0.5%, Commercial 30% of ARV. ARV ≤ ₹600/year residential = exempt. cdma.ap.gov.in → Property Tax Auto Calculator use karein.
Final Note
That Vijayawada property owner — 50% interest waiver. Saved substantially. Receipt downloaded.
“ఆన్లైన్లో చెల్లించాను — జరిమానా సగానికి తగ్గింది।” (Paid online — penalty reduced to half.)
If you own property in Andhra Pradesh:
- cdma.ap.gov.in → Find your Assessment Number / PTIN
- View DCB first — check total outstanding
- Pay online — UPI/Card → instant receipt
- Arrears? → Check interest waiver scheme
👉 cdma.ap.gov.in/en/ptpayments
Based on official information from cdma.ap.gov.in and Commissioner and Director of Municipal Administration, Andhra Pradesh. Tax rates, rebates and waiver schemes may change — verify at official portal before payment.
